A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace vs Boiler in Jefferson County, Missouri

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice, since that same ductwork can carry air conditioning too. You are not paying to install and maintain two separate delivery systems, one for heat and one for cooling. Across this region, most homes are already set up this way, which is why the furnace is the common choice here.

When a boiler makes sense

A boiler makes sense if your home is already plumbed for one, with radiators or in-floor pipes rather than ducts. Running one costs about 5% less than a furnace at Missouri prices, which adds up over a heating season that runs 7 months long here. The tradeoff is that a boiler only heats, so you would still need a separate system for cooling.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice, since that same ductwork can carry air conditioning too. You are not paying to install and maintain two separate delivery systems, one for heat and one for cooling. Across this region, most homes are already set up this way, which is why the furnace is the common choice here.

When a boiler makes sense

A boiler makes sense if your home is already plumbed for one, with radiators or in-floor pipes rather than ducts. Running one costs about 5% less than a furnace at Missouri prices, which adds up over a heating season that runs 7 months long here. The tradeoff is that a boiler only heats, so you would still need a separate system for cooling.

A bare concrete basement containing a gray gas furnace with metal ductwork and a vertical flue pipe, lit by a single hanging bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A hydronic boiler with copper pipes, an expansion tank, and a pressure gauge mounted in an unfinished concrete basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Jefferson County.

In the Plains states, 77.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Missouri prices
25°Faverage winter low
32%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Plains states that heat with one77.6%6.5%
Handles a 25°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice, since that same ductwork can carry air conditioning too. You are not paying to install and maintain two separate delivery systems, one for heat and one for cooling. Across this region, most homes are already set up this way, which is why the furnace is the common choice here.

When a boiler makes sense

A boiler makes sense if your home is already plumbed for one, with radiators or in-floor pipes rather than ducts. Running one costs about 5% less than a furnace at Missouri prices, which adds up over a heating season that runs 7 months long here. The tradeoff is that a boiler only heats, so you would still need a separate system for cooling.

A Jefferson County contractor will price both against your own house, your ductwork and your panel.

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