An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace vs Boiler in Boone County, Missouri

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and that ductwork can also carry air conditioning, which a boiler can't do. With winter nights averaging 24°F, you want a system that can move heat through the house fast, and forced air does that well.

When a boiler makes sense

If your home heats through radiators or in-floor pipes rather than ducts, a boiler is the machine built for that. It also runs about 5% cheaper to operate here than a furnace at Missouri gas prices, which matters over a heating season that runs about 7 months. The tradeoff is that a boiler heats only, so you would need a separate system for cooling.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and that ductwork can also carry air conditioning, which a boiler can't do. With winter nights averaging 24°F, you want a system that can move heat through the house fast, and forced air does that well.

When a boiler makes sense

If your home heats through radiators or in-floor pipes rather than ducts, a boiler is the machine built for that. It also runs about 5% cheaper to operate here than a furnace at Missouri gas prices, which matters over a heating season that runs about 7 months. The tradeoff is that a boiler heats only, so you would need a separate system for cooling.

An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper pipes and a pressure gauge stands in an unfinished basement with wooden stairs and concrete floors.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Boone County.

In the Plains states, 77.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Missouri prices
24°Faverage winter low
48%of homes here heat with gas

If your home already heats through radiators or in-floor pipes instead of ducts, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Plains states that heat with one77.6%6.5%
Handles a 24°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and that ductwork can also carry air conditioning, which a boiler can't do. With winter nights averaging 24°F, you want a system that can move heat through the house fast, and forced air does that well.

When a boiler makes sense

If your home heats through radiators or in-floor pipes rather than ducts, a boiler is the machine built for that. It also runs about 5% cheaper to operate here than a furnace at Missouri gas prices, which matters over a heating season that runs about 7 months. The tradeoff is that a boiler heats only, so you would need a separate system for cooling.

A Boone County contractor will price both against your own house, your ductwork and your panel.

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