An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace vs Boiler in Cass County, Missouri

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what's there, and it's what most homes in this region are set up for. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. Running cost is about 5% lower than a furnace at Missouri prices, which adds up over seven months of heating a year. It's worth considering if you're not going to add ductwork just to switch systems.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what's there, and it's what most homes in this region are set up for. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. Running cost is about 5% lower than a furnace at Missouri prices, which adds up over seven months of heating a year. It's worth considering if you're not going to add ductwork just to switch systems.

A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black iron pipe connections stands against a concrete basement wall, with a water heater and storage shelving visible in the background.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Cass County.

In the Plains states, 77.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Missouri prices
24°Faverage winter low
55%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Plains states that heat with one77.6%6.5%
Handles a 24°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what's there, and it's what most homes in this region are set up for. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. Running cost is about 5% lower than a furnace at Missouri prices, which adds up over seven months of heating a year. It's worth considering if you're not going to add ductwork just to switch systems.

A Cass County contractor will price both against your own house, your ductwork and your panel.

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