An outdoor HVAC condenser unit on a concrete pad in front of a two-story suburban house.

Heat pump vs Furnace in Boone County, Missouri

When a heat pump makes sense

If you already have central air, a heat pump lets you replace two systems with one, since it heats and cools. Get a cold-climate model. Winter nights here average 24°F, and standard heat pumps lose their heating power in cold like that, where cold-climate models are built to keep working. At Missouri electricity and gas prices, heating with a heat pump costs about 15% less than heating with gas.

When a furnace makes sense

If your home already has a gas line and ductwork for a furnace, staying with gas is the simpler path. Nearly half the homes in the county heat with gas, and a furnace does not lose capacity as the temperature drops, which matters through the seven months a year this county needs heat.

When a heat pump makes sense

If you already have central air, a heat pump lets you replace two systems with one, since it heats and cools. Get a cold-climate model. Winter nights here average 24°F, and standard heat pumps lose their heating power in cold like that, where cold-climate models are built to keep working. At Missouri electricity and gas prices, heating with a heat pump costs about 15% less than heating with gas.

When a furnace makes sense

If your home already has a gas line and ductwork for a furnace, staying with gas is the simpler path. Nearly half the homes in the county heat with gas, and a furnace does not lose capacity as the temperature drops, which matters through the seven months a year this county needs heat.

A grey air-source heat pump outdoor unit mounted on a concrete pad next to a modern white-rendered residential house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished concrete basement containing a gas furnace with sheet-metal ductwork, utility shelving, and exposed overhead joists.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Boone County.

It runs about 15% cheaper than gas here, and most homes in the county are old enough that a cold-climate model is worth the upgrade.

About 15% lessto heat with a heat pump than with natural gas, at Missouri prices
24°Faverage winter low
48%of homes here heat with gas

If your home is already set up with a gas furnace and it is running fine, there is no need to switch it out for a heat pump.

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Compared onHeat pumpFurnace
Cost to run hereAbout 15% less to runCosts more to run
What it doesHeats and coolsHeats only
Homes in the Plains states that heat with one5.4%77.6%
Handles a 24°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you already have central air, a heat pump lets you replace two systems with one, since it heats and cools. Get a cold-climate model. Winter nights here average 24°F, and standard heat pumps lose their heating power in cold like that, where cold-climate models are built to keep working. At Missouri electricity and gas prices, heating with a heat pump costs about 15% less than heating with gas.

When a furnace makes sense

If your home already has a gas line and ductwork for a furnace, staying with gas is the simpler path. Nearly half the homes in the county heat with gas, and a furnace does not lose capacity as the temperature drops, which matters through the seven months a year this county needs heat.

A Boone County contractor will price both against your own house, your ductwork and your panel.

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