A bare concrete basement containing a gray gas furnace with metal ductwork and a vertical flue pipe, lit by a single hanging bulb.

Furnace vs Boiler in Franklin County, Missouri

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air conditioning through those same ducts. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home is already piped for one, heating through radiators or pipes in the floor instead of ducts. It runs about 5% cheaper here than a furnace, and it gives you a steadier, even heat through the cold months. Without ductwork already in place, though, you would need a separate system for cooling.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air conditioning through those same ducts. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home is already piped for one, heating through radiators or pipes in the floor instead of ducts. It runs about 5% cheaper here than a furnace, and it gives you a steadier, even heat through the cold months. Without ductwork already in place, though, you would need a separate system for cooling.

An unfinished basement featuring a forced-air furnace, exposed wooden ceiling joists, bare concrete walls, and miscellaneous items including cardboard boxes and coiled cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A dark metal boiler with a pressure gauge and copper pipe connections installed in an unfinished concrete basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Franklin County.

In the Plains states, 77.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Missouri prices
24°Faverage winter low
15%of homes here heat with gas

If your home already heats through radiators or in-floor pipes instead of ductwork, a boiler is still the better fit.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Plains states that heat with one77.6%6.5%
Handles a 24°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air conditioning through those same ducts. With winter nights averaging 24°F, you want a system that can push heat fast, and a furnace does that well.

When a boiler makes sense

A boiler makes sense if your home is already piped for one, heating through radiators or pipes in the floor instead of ducts. It runs about 5% cheaper here than a furnace, and it gives you a steadier, even heat through the cold months. Without ductwork already in place, though, you would need a separate system for cooling.

A Franklin County contractor will price both against your own house, your ductwork and your panel.

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